English: "In your hand" — from here we learn that ma’aser sheni may not be redeemed upon money that is not in one’s possession, for it is written "and you shall bind up the money in your hand" — we require that it be available in your hand.
On the daf / in context: Money that is distant, deposited in an inaccessible place, or lost at sea cannot serve for the redemption.
Type of Learning
Derash on the verse (Bava Metzia) — the redeeming money must be in hand.
What Is Learned
Ma’aser sheni may be redeemed only upon money that is presently in the owner’s possession and control.